verified Free Custom Quote

Business Insurance, Built Around Your Industry

Pick your business type and we'll ask only the questions that matter — no generic templates, no wasted time.

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Quick Quote Request

Six fields — an agent will reach out to confirm details and finish the quote.

First Name *

Last Name *

Email Address *

Phone Number *

Type of Business *

Annual Estimated Sales

By submitting, you authorize KTL Insurance to contact you about your quote. Quote requests are not coverage.

What kind of business do you run?

Tap your industry — the form adjusts to fit.

Tell us about your business

The basics — we'll use these no matter the industry.

Business / DBA Name *

Years in Business

What does your business do?

Website

Primary Address

City

State

ZIP

Business Location

Map preview — helps us confirm we've got the right spot.

Annual Gross Revenue

Annual Payroll

Full-Time / Part-Time

A few industry-specific details

These help us match you with the right carrier.

business Industry

Restaurant Type

Seating Capacity

Hours of Operation

Alcohol Served

Liquor Sales (% of revenue)

Delivery Service

Open-flame cooking / deep frying?

Yes No

Outdoor seating / patio?

Yes No

Retail Category

Total Square Footage

Inventory Value

Avg Cash On Premises

Online Sales (% of revenue)

Sell high-value items? (jewelry, watches, art)

Yes No

Security features (check all)

Alarm system 24/7 monitoring Sprinklers Surveillance cameras Safe / vault On-site security

Primary Trade

License Number (CA CSLB)

Residential / Commercial split

Subcontractors used (% of work)

Avg Job Size

Largest Job in past year

Work at heights over 15 ft?

Yes No Sometimes

Tools / Equipment Value

States / Counties of operation

Services Offered

General mechanical Collision / body Transmission Tires Oil change Detailing Towing Smog / inspection

Number of Bays

Avg Vehicles On-Site

Max Vehicle Value Handled

Need Garage Keepers coverage?

Yes No Unsure

Test drives by employees?

Yes No

Profession

Avg Contract Value

Sign contracts with clients?

Always Usually Rarely

Store client data electronically?

Yes No

Types of sensitive data handled

Personal info (PII) Financial / payment Health / medical Legal / privileged Trade secrets / IP Information on minors

Specialty

Number of Practitioners

Records storage

HIPAA-covered entity?

Yes No Unsure

Telehealth services?

Yes No

Medical equipment value

Services Offered

Hair cutting / styling Hair color / chemical Nails Facials / skincare Massage Waxing Lash / brow Tanning Tattoo / piercing Laser / IPL Injectables

Number of stations

Booth rental model?

Medical-grade treatments?

Yes No

Type of Business

Number of Agents / Producers

Annual Sales Volume

Properties Under Management

Conduct open houses?

Yes No

Property staging / handling?

Yes No

Service Type

Number of customers

Store customer data?

Have signed contracts / MSAs?

Always Sometimes No

Types of data your software touches

PII Payment / PCI Health / PHI Financial accounts Children (COPPA) None — anonymous data

What do you manufacture?

Annual Production Value

Machinery / Equipment Value

Hazardous / regulated materials

Flammable / combustible Toxic / corrosive Food grade Pharmaceutical None

Export sales (% of revenue)

Past 5 yrs — any product liability claims?

Yes No

Type

Number of Rooms / Units

Amenities (check all)

Pool Hot tub / spa On-site restaurant Bar / liquor service Banquet / events Shuttle / valet Fitness center Beach access

Avg Occupancy %

Property Value

What kind of equipment?

Number of pieces

Total Equipment Value

Where used?

Operators

Equipment stored overnight where?

Past theft or vandalism losses (5 yrs)?

Yes No

GPS tracking installed?

All Some None

Tell us about your business and what coverage you're looking for

Closest standard industry

Any unique risks?

What coverage are you interested in?

Check anything that sounds relevant — we'll right-size it for you.

General Liability Property / Building BOP (Bundled) Workers Comp Commercial Auto Umbrella Cyber Liability Errors & Omissions Professional Liability Liquor Liability Product Liability Employment Practices (EPLI) Directors & Officers Inland Marine / Equipment Garage Keepers Not sure — advise me

Current Insurance

Currently insured?

Current Carrier

Policy expires - Month

Day

Year

Where can we reach you?

An agent will follow up within one business day.

First Name *

Last Name *

Email *

Phone *

Alternate Phone

Best way to reach you?

Anything else we should know?

By submitting, you authorize KTL Insurance to contact you about your quote. Quote requests are not coverage — coverage begins only when a policy is issued.